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2. Personal Savings:
Take the total amount of cash stashed this year in permanent savings such as IRAs, SEPs, 401 (k) plans, and insurance premiums paid on any whole-life policies, and divide by your annual income. (Christmas clubs and vacation funds don't count.)
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| Scoring |
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| Research local soup kitchens |
| You're headed in the right direction |
| Celebrate delayed gratification |
| Optimum for long-term goals |
| Playing catch-up or hoarding? |
| Is Ebenezer Scrooge a relative of yours? |
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Next |
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© Copyright 2000-2007, PEAK Advisors
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